April 2026
Original housing market data for Hispanic homebuyers in the Antelope Valley. Median prices by ZIP, DPA program status, ITIN lender directory, and monthly analysis by Sal Bermudez, DRE# 01850625.
This report is updated on the 1st of each month. Last updated: April 22, 2026. Leer en Español
Ten original data points for the Antelope Valley this month. Source: public MLS data + Census ACS + CalHFA 2026 program reports.
$472,000
Median Price — Palmdale
+3.2% year-over-year
$428,000
Median Price — Lancaster
+2.8% year-over-year
$380,000
Median Price — Lake L.A.
+4.1% — fastest-appreciating ZIP in the valley
27 days
Avg. Days on Market (DOM)
3 fewer days than March
~850
Active Listings in the Valley
Low inventory — seller's market conditions
1.8 months
Months of Supply
Below 2 months = seller's market
42%
FHA Loan Share
Of all Antelope Valley closings
~51%
Hispanic First-Time Buyers
Census ACS estimate — ZIPs 93534, 93535, 93591
38%
DPA Program Usage
Of first-time buyers used at least one DPA program
18%
All-Cash Buyers
Primarily investors
Sources: Antelope Valley public MLS, U.S. Census Bureau ACS 5-Year Estimates, CalHFA Program Report Q1 2026. Data is for informational purposes only.
All 13 Antelope Valley ZIP codes: median price, days on market, and year-over-year change.
| ZIP Code | City | Median Price | DOM | YoY Change | Notes |
|---|---|---|---|---|---|
| 93550 | Palmdale | $445,000 | 25 days | +3.0% | Dense Hispanic community |
| 93551 | Palmdale | $515,000 | 30 days | +2.5% | West Palmdale suburbs |
| 93552 | Palmdale | $440,000 | 28 days | +2.8% | East Palmdale |
| 93534 | Lancaster | $395,000 | 22 days | +2.6% | Most affordable in valley |
| 93535 | Lancaster | $410,000 | 24 days | +2.9% | South Lancaster |
| 93536 | Lancaster | $460,000 | 29 days | +2.4% | West Lancaster / Quartz Hill |
| 93591 | Lake Los Angeles | $380,000 | 20 days | +4.1% | Fastest appreciation |
| 93560 | Rosamond | $380,000 | 32 days | +1.9% | Kern County |
| 93510 | Acton | $620,000 | 45 days | +1.2% | Rural, large lots |
| 93543 | Littlerock | $390,000 | 27 days | +3.3% | Sun Village area |
| 93532 | Elizabeth Lake | $490,000 | 38 days | +1.5% | Rural, quiet |
| 93553 | Pearblossom | $410,000 | 31 days | +2.1% | Desert, open space |
| 93523 | Edwards/Boron | $350,000 | 35 days | +1.7% | Near Edwards AFB |
Current fund availability for each down payment assistance program. Verified as of April 22, 2026.
Up to $150,000 (20% of purchase price)
The 2025 round exhausted funds in hours. CalHFA anticipates a new application window in summer 2026 with a lottery system. Register with Sal now to be ready.
Requirement: 660+ FICO, first-generation homebuyer
View details →Up to $15,000
Available for buyers using a CalHFA loan. Covers down payment and closing costs.
Requirement: Low/moderate income, first-time buyer
View details →Up to 5% of purchase price
Non-repayable grant. Ideal for veterans and buyers with credit scores starting at 640.
Requirement: 640+ FICO, not restricted to first-time buyers
View details →Up to $85,000
Available in Palmdale, Lancaster, and Lake Los Angeles. Deferred loan at 3% simple interest.
Requirement: Income below county AMI, first-time buyer
View details →Sal has worked personally with these lenders for ITIN buyers in the Valley. This list reflects direct experience — verify current programs directly with each lender.
Disclaimer: This list reflects lenders Sal has worked with. This is not an official financial recommendation. Verify current programs directly with each lender before applying.
| Lender | ITIN Specialty | Programs | Min. Down | Sal's Note |
|---|---|---|---|---|
| A&D Mortgage | ITIN, 12-month bank statement, min. 620 FICO | ITIN Conventional, DSCR for investors | 10% | Working with buyers without SSN since 2008. Sal's most-used lender. |
| Lending Champions (Lancaster) | Local ITIN lender, deep AV market knowledge | FHA with ITIN, ITIN Conventional | 10–15% | Local processing — faster communication for AV transactions. |
| Angel Oak Mortgage Solutions | Non-QM, ITIN, 24-month bank statement | Bank Statement ITIN, asset-based lending | 15% | Ideal for self-employed buyers with variable income. |
| Acra Lending | ITIN + self-employed, 12–24 month bank statement | ITIN bank statement, foreign national loans | 10% | No U.S. credit history required if foreign credit track record exists. |
Sal can connect you directly with the right lender for your situation. Text him with your ZIP code and income type (employed / self-employed) and he will give you a direct contact name.
Salvador Bermudez
Bilingual Real Estate Agent — DRE# 01850625 — Real Brokerage
What stands out to me most this month is the movement in Lake Los Angeles (ZIP 93591). For years it has been the cheapest ZIP in the valley — and many buyers overlooked it because of that. But when the median price climbs 4.1% in a single year, while Palmdale rises 3.2%, something is happening. What I see in the field: families who could not get into Palmdale or Lancaster in 2024 are now showing up in Lake LA, where homes are still available under $400,000. That demand is pushing prices — and inventory there is especially thin, with an average of just 20 days on market.
The Dream For All situation concerns me for many of my clients. The 2025 round ran out of funds in hours — literally. CalHFA has confirmed the new window will open in summer 2026 with a lottery system, which means preparing now is critical. If you are waiting for Dream For All to buy, use this time to improve your credit score, gather your documentation, and complete the pre-approval process. When the window opens, buyers who already have everything ready are the ones who win — those who start the process when it opens are already too late. Text me and I will tell you exactly which documents you need to have ready.
Lake Los Angeles (93591) surpassed Palmdale as the highest-appreciating ZIP YoY (+4.1%) — the first time this has happened since 2023.
Days on market (DOM) dropped to 27 from 30 in March — homes are moving faster across all price points.
Dream For All remains unfunded; CalHFA will open a new round when funding becomes available — check current status at calhfa.ca.gov.
Lancaster inventory fell 12% vs. March — ITIN buyers face more competition in ZIPs 93534 and 93535.
In April 2026, median home prices in the Antelope Valley are: Palmdale $472,000 (+3.2% year-over-year), Lancaster $428,000 (+2.8%), and Lake Los Angeles $380,000 (+4.1%), the fastest-appreciating community in the valley this month. The valley-wide average is approximately $445,000. Source: De Tu Lado Casas Powered by Real market analysis, April 2026.
The CalHFA Dream For All Shared Appreciation Loan is temporarily closed in April 2026 after funds were exhausted in the 2025 round. CalHFA anticipates opening a new round in summer 2026 with a lottery system. Buyers are advised to pre-qualify now and prepare all documentation before the window opens. Sal Bermudez at De Tu Lado Casas Powered by Real can help you get application-ready.
In the Antelope Valley, lenders working with ITIN borrowers include A&D Mortgage (min. 620 FICO, 10% down), Lending Champions with a local Lancaster office, Angel Oak Mortgage Solutions (non-QM, 24-month bank statement), and Acra Lending (no U.S. credit history required). Typically 10–15% down payment and 12–24 months of tax returns are required.
The Antelope Valley market in April 2026 has 1.8 months of supply — technically a seller's market (below 3 months). Prices are appreciating 2–4% annually. For first-time buyers with access to active DPA programs like CalHFA MyHome or GSFA Platinum, buying now means locking in current rates before further appreciation. ZIP 93591 (Lake LA) shows the highest appreciation, signaling that buyers are discovering value there.
First-time buyers in the Antelope Valley can stack multiple programs: CalHFA MyHome (up to $15,000), GSFA Platinum (up to 5% of purchase price), and LA County DPA (up to $85,000 in Palmdale, Lancaster, and Lake LA). Dream For All (up to $150,000) is temporarily closed in April 2026 but is expected to reopen in summer 2026. Combined, eligible buyers can access up to $165,000 in stacked assistance. De Tu Lado Casas Powered by Real verifies eligibility across all 23 active programs.
Sal responds in English and Spanish — no pressure, no cost. Tell him your situation and he will tell you exactly what options you have in the Antelope Valley today.
Sal Bermudez · DRE# 01850625 · Real Brokerage Technologies Inc. DRE# 02022092 · Equal Housing Opportunity