October 2026
Housing market data for Hispanic homebuyers in the Antelope Valley. Median prices by ZIP, DPA program status, ITIN lender directory, and monthly analysis by Sal Bermudez, DRE# 01850625.
This report is updated every month with new Redfin data (around the 10th). Last updated: October 9, 2026. Leer en Español
Ten data points for the Antelope Valley this month, from the latest Redfin figures (June–August 2026).
$515,000
Median Price — Palmdale
-1.9% vs. June–August 2025
$480,000
Median Price — Lancaster
+2.1% vs. June–August 2025
$540,000
Median Price — Quartz Hill
-5.8% vs. June–August 2025
$435,000
Median Price — Rosamond
-0.2% vs. June–August 2025 — Kern County
$415,000
Median Price — ZIP 93591 (Lake L.A.)
+1.6% vs. June–August 2025
44 days
Days on Market — Palmdale
Median. Lancaster: 38 days
4.2 months
Months of Supply — Palmdale
Lancaster: 4.0. 4–6 months = balanced market
700
Homes Sold — Palmdale and Lancaster
313 in Palmdale and 387 in Lancaster, June–August 2026
$925,000
Median Price — Los Angeles County
Redfin, August 2026
45–50%
Below Los Angeles County
Palmdale and Lancaster vs. the county median
Source: Redfin Data Center — median sale price, days on market and months of supply, 3-month window (June–August 2026); Los Angeles County: August 2026. Data is for informational purposes only.
All 13 Antelope Valley ZIP codes: median price, days on market, and year-over-year change.
| ZIP Code | City | Median Price | DOM | YoY Change | Notes |
|---|---|---|---|---|---|
| 93550 | Palmdale | $450,000 | 43 days | -3.2% | East Palmdale, established neighborhood |
| 93551 | Palmdale | $615,000 | 48 days | -0.3% | West Palmdale suburbs |
| 93552 | Palmdale | $495,000 | 43 days | -1.5% | East Palmdale |
| 93534 | Lancaster | $425,000 | 30 days | +0.5% | Central Lancaster |
| 93535 | Lancaster | $430,000 | 45 days | -2.5% | South Lancaster |
| 93536 | Lancaster | $540,000 | 37 days | -1.8% | West Lancaster / Quartz Hill |
| 93591 | Lake Los Angeles | $415,000 | 48 days | +1.6% | East valley |
| 93560 | Rosamond | $435,000 | 46 days | -0.2% | Kern County |
| 93510 | Acton | $800,000 | 52 days | -1.1% | Rural, large lots |
| 93543 | Littlerock | $465,000 | 86 days | -9.7% | Sun Village area |
| 93532 | Elizabeth Lake | $400,000 | 87 days | -17.5% | Rural, quiet |
| 93553 | Pearblossom | $425,000* | — | +2.9% | Desert, open space |
| 93523 | Edwards/Boron | $205,000* | — | -2.5% | Near Edwards AFB |
Current fund availability for each down payment assistance program. Verified as of October 9, 2026.
Up to $150,000 (20% of purchase price)
The 2026 round took applications Feb 24–Mar 16; CalHFA chose recipients by random drawing and issued vouchers on May 20. A waitlist is active and the next round has not been announced. Repaid when you sell or pay off the mortgage, plus a share of the appreciation.
Requirement: One first-generation buyer; all buyers first-time; CalHFA income limits
View details →Up to 3.5% of the price
For buyers with a CalHFA first mortgage: up to 3.5% of the price with FHA or 3% with a conventional loan. A deferred-payment loan, with no monthly payments, for down payment and closing costs.
Requirement: First-time buyer, CalHFA income limits, homebuyer education
View details →Up to 5% of the loan amount
Standard assistance is a 15-year second loan with monthly payments at the first mortgage rate. For certain occupations ("Select"), part of it can be a gift that is not repaid.
Requirement: FICO from 640 may qualify; not restricted to first-time buyers
View details →Up to $100,000 or 20% of price
Only in unincorporated LA County (such as Lake Los Angeles, Quartz Hill, Littlerock and Acton) and participating cities — the cities of Palmdale and Lancaster are not on the list. A 0% deferred loan, repaid with a share of the appreciation.
Requirement: First-time buyer (no ownership in 3 years); income up to 80% or 150% of AMI; price cap $700,000–$850,000
View details →Sal has worked personally with these lenders for ITIN buyers in the Valley. This list reflects direct experience — verify current programs directly with each lender.
Disclaimer: This list reflects lenders Sal has worked with. This is not an official financial recommendation. Verify current programs directly with each lender before applying.
| Lender | ITIN Specialty | Programs | Min. Down | Sal's Note |
|---|---|---|---|---|
| A&D Mortgage | ITIN, 12-month bank statement, min. 620 FICO | ITIN Conventional, DSCR for investors | 10% | Working with buyers without SSN since 2008. Sal's most-used lender. |
| Lending Champions (Lancaster) | Local ITIN lender, deep AV market knowledge | FHA with ITIN, ITIN Conventional | 10–15% | Local processing — faster communication for AV transactions. |
| Angel Oak Mortgage Solutions | Non-QM, ITIN, 24-month bank statement | Bank Statement ITIN, asset-based lending | 15% | Ideal for self-employed buyers with variable income. |
| Acra Lending | ITIN + self-employed, 12–24 month bank statement | ITIN bank statement, foreign national loans | 10% | No U.S. credit history required if foreign credit track record exists. |
Sal can connect you directly with the right lender for your situation. Text him with your ZIP code and income type (employed / self-employed) and he will give you a direct contact name.
Salvador Bermudez
Bilingual Real Estate Agent — DRE# 01850625 — Real Brokerage
What stands out to me most this month is Lake Los Angeles (ZIP 93591). For years it has been one of the cheapest ZIPs in the valley — and many buyers overlooked it because of that. But over the past year, while the median sale price fell 1.9% in Palmdale, it rose 1.6% in 93591 (Redfin, June–August 2026). What I see in the field: families who could not get into Palmdale or Lancaster are now showing up in Lake LA, where the median is still below both big cities, at about $415,000.
The Dream For All situation concerns me for many of my clients. The 2026 round took applications from February 24 to March 16, CalHFA chose recipients by random drawing, and vouchers went out on May 20. The next round has not been announced yet, which means preparing now is critical. If you are waiting for Dream For All to buy, use this time to improve your credit score, gather your documentation, and complete the pre-approval process. When the window opens, buyers who already have everything ready are the ones who win — those who start the process when it opens are already too late. Text me and I will tell you exactly which documents you need to have ready.
Over the past year, the median sale price fell 1.9% in Palmdale and rose 2.1% in Lancaster (June–August 2026 vs. June–August 2025, per Redfin).
In Quartz Hill the median fell 5.8%, and in Rosamond it fell 0.2%, over the same period.
Of the 11 ZIP codes in the table with a median sale price, 2 rose over the year: 93534 (+0.5%) and 93591 (+1.6%).
Dream For All: the 2026 round has closed (applications February 24–March 16; vouchers issued May 20). A waitlist is active and CalHFA has not announced the next round — check calhfa.ca.gov/dream.
There is no official valley-wide median, so here are the main cities. According to Redfin, the median sale price for June–August 2026 was about $515,000 in Palmdale (-1.9% year over year), $480,000 in Lancaster (+2.1%) and $415,000 in Lake Los Angeles ZIP code 93591 (+1.6%). These are the latest figures published as of October 2026. Source: Redfin Data Center, 3-month window.
Not right now. The 2026 round took applications from February 24 to March 16, 2026; CalHFA selected recipients by random drawing and issued vouchers on May 20. A waitlist is active for applicants, and CalHFA has not announced the next round (calhfa.ca.gov/dream). Dream For All is a shared appreciation loan: when you sell or pay off the mortgage, you repay the loan plus a share of the home's appreciation. Buyers are advised to pre-qualify now and prepare all documentation before the next window opens. Sal Bermudez at De Tu Lado Casas Powered by Real can help you get application-ready.
In the Antelope Valley, lenders working with ITIN borrowers include A&D Mortgage (min. 620 FICO, 10% down), Lending Champions with a local Lancaster office, Angel Oak Mortgage Solutions (non-QM, 24-month bank statement), and Acra Lending (no U.S. credit history required). Typically 10–15% down payment and 12–24 months of tax returns are required.
Palmdale has about 4.2 months of supply and Lancaster 4.0 (Redfin, June–August 2026): a balanced market (4–6 months is considered balanced). Over the past year, the median sale price fell 1.9% in Palmdale and rose 2.1% in Lancaster. For first-time buyers with access to active DPA programs like CalHFA MyHome or GSFA Platinum, what matters most is whether the monthly payment works for you today; nobody can promise where prices go next.
First-time buyers in the Antelope Valley can look at several programs: CalHFA MyHome (up to 3.5% of the price with FHA, or 3% with a conventional loan), GSFA Platinum (up to 5% of the loan; first-time status not required) and LA County's HOP (up to $100,000 or 20% of the price, only in unincorporated areas such as Lake Los Angeles or Quartz Hill — the cities of Palmdale and Lancaster are not on the list). Dream For All (up to $150,000) closed its 2026 round and the next one has not been announced. Each program has its own rules for combining with others. De Tu Lado Casas Powered by Real verifies eligibility across all 23 active programs.
Sal responds in English and Spanish — no pressure, no cost. Tell him your situation and he will tell you exactly what options you have in the Antelope Valley today.
Sal Bermudez · DRE# 01850625 · Real Brokerage Technologies Inc. DRE# 02022092 · Equal Housing Opportunity