Hispanic first-time buyers: we serve 25 communities across the Antelope Valley — in English and Spanish. From Palmdale to Lake Los Angeles. CalHFA, Dream For All, ITIN loans, and more. Sal Bermudez, DRE# 01850625 with Real Brokerage, guides you every step of the way.
25
Communities Served
$479,200
Average Median Price
51
ZIP Codes
18
Assistance Programs
Find your ideal community by ZIP code, price, and profile.
| ZIP | City | Median Price | Priority | Notes |
|---|---|---|---|---|
| 93550 | Palmdale | $445,000 | ⭐ Top | Hispanic-dense, most affordable Palmdale ZIP |
| 93551 | Palmdale | $515,000 | — | West Palmdale, family suburbs |
| 93552 | Palmdale | $440,000 | — | East Palmdale |
| 93534 | Lancaster | $395,000 | ⭐ Top | Most affordable in AV |
| 93535 | Lancaster | $410,000 | ⭐ Top | South Lancaster, Hispanic-dense |
| 93536 | Lancaster | $460,000 | — | West Lancaster / Quartz Hill |
| 93591 | Lake Los Angeles | $380,000 | ⭐ Top | Hispanic-dense, ultra-affordable |
| 93560 | Rosamond | $380,000 | — | Kern County, near Edwards AFB |
| 93510 | Acton | $620,000 | — | Rural lifestyle, larger lots |
| 93543 | Littlerock | $390,000 | — | Sun Village, desert community |
| 93532 | Elizabeth Lake | $490,000 | — | Rural, lakes, quiet |
| 93553 | Pearblossom | $410,000 | — | Desert, wide open spaces |
| 93523 | Edwards/Boron | $350,000 | — | Near Edwards AFB |
Stack multiple programs — up to $165,000 in total assistance.
Up to $150,000
First-time buyers, low-moderate income, any AV ZIP code
Learn more →Up to $15,000
For down payment and closing costs with a CalHFA loan
Learn more →Up to 5% of price
No repayment required, veterans and first-time buyers
Learn more →Up to $85,000
LA County cities: Palmdale, Lancaster, Lake Los Angeles
Learn more →These are the community anchors where families connect and build roots in the Valley. They are the pillars of trust where the dream of homeownership begins.
Pastor Rafael Monterrosa
44648 15th St W, Lancaster
ZIP 93550
38126 12th St E, Palmdale
1215 W Ave I, Lancaster
Pastor Mike Gonzalez
Palmdale, CA
Sal Bermudez works with community leaders throughout the valley to help Hispanic families take the step toward homeownership — with bilingual guidance and no pressure.
Click any city to view prices, assistance programs, and a full buying guide.
$600,000
Los Angeles County
1 ZIP code
Full guide →$700,000
Los Angeles County
1 ZIP code
Full guide →$440,000
Los Angeles / Kern County
8 ZIP codes
Full guide →$300,000
Kern County
1 ZIP code
Full guide →$410,000
Los Angeles County
1 ZIP code
Full guide →$350,000
Kern County
2 ZIP codes
Full guide →$440,000
Los Angeles / Kern County
8 ZIP codes
Full guide →$350,000
Los Angeles County
1 ZIP code
Full guide →$430,000
Los Angeles County
3 ZIP codes
Full guide →$550,000
Los Angeles County
1 ZIP code
Full guide →$450,000
Los Angeles County
1 ZIP code
Full guide →$380,000
Kern / Los Angeles County
5 ZIP codes
Full guide →$280,000
Kern County
1 ZIP code
Full guide →$700,000
Los Angeles County
1 ZIP code
Full guide →$470,000
Los Angeles County
1 ZIP code
Full guide →$460,000
Los Angeles County
3 ZIP codes
Full guide →$520,000
Los Angeles County
1 ZIP code
Full guide →$380,000
Kern County
1 ZIP code
Full guide →$680,000
Los Angeles County
1 ZIP code
Full guide →$700,000
Los Angeles County
4 ZIP codes
Full guide →$380,000
Los Angeles County
1 ZIP code
Full guide →$650,000
Los Angeles County
1 ZIP code
Full guide →$400,000
Kern County
1 ZIP code
Full guide →$450,000
Los Angeles County
1 ZIP code
Full guide →$510,000
Los Angeles County
1 ZIP code
Full guide →Median prices vary by city: Palmdale ~$460,000, Lancaster from $395,000, Lake Los Angeles from $380,000, and Edwards/Boron from $350,000. The valley average sits around $430,000 — roughly 40-50% less than the Los Angeles County median. Text Sal at (833) 977-2202 for options within your budget.
Yes. There are specialized lenders in Antelope Valley who accept Individual Taxpayer Identification Numbers in place of a Social Security Number. You typically need 10-15% down, 2 years of ITIN tax returns, and a solid rental history. Sal connects buyers with approved ITIN lenders in the area.
Dream For All is CalHFA's shared appreciation program: it lends up to $150,000 (or 20% of the purchase price) for your down payment, with no monthly payments. When you sell or refinance, you repay the loan plus 20% of the appreciation. It applies in all Antelope Valley cities. Sal helps you apply — allocations run out fast.
The most affordable options are: Lake Los Angeles (~$380,000), Edwards/Boron (~$350,000), Rosamond (~$380,000), and Lancaster ZIP 93534 (~$395,000). These communities have strong Hispanic populations, good schools, and access to down payment assistance programs.
Yes. De Tu Lado Casas Powered by Real serves all of Antelope Valley bilingually — all 13 primary ZIP codes. Sal Bermudez (DRE# 01850625, Real Brokerage) guides Hispanic first-time buyers through the entire process: pre-qualification, assistance programs, home search, and closing. Text (833) 977-2202.
You can stack multiple programs: Dream For All (up to $150,000 CalHFA), CalHFA MyHome (up to $15,000 for down payment and closing costs), GSFA Platinum (up to 5% of the price, no repayment required), and LA County DPA (up to $85,000 in eligible areas). In total you can reach $165,000 in stacked assistance — Sal walks you through which ones apply to your situation.
For a $395,000 home in Lancaster (ZIP 93534) with an FHA loan and 3.5% down (~$13,825): the estimated monthly payment is ~$2,600 including insurance and taxes. Using the 28% front-end guideline, you need a household income of approximately $55,000-$65,000 per year. Dream For All or GSFA programs can significantly reduce your monthly payment.
Once you have your pre-approval letter, the full process takes 30-45 days: home search (varies), accepted offer, inspection, loan approval, closing. With DPA programs it can take 45-60 days due to extra documentation. Sal guides you from Day 1 so the process is clear and free of surprises.
Sal answers in English and Spanish — no pressure, no cost. He explains which programs apply to your situation and how much you need to get started.
Sal Bermudez · DRE# 01850625 · Real Brokerage Technologies Inc. DRE# 02022092 · Equal Housing Opportunity