Buy a Home in San Fernando2026 Guide

San Fernando offers Antelope Valley buyers strong value, multiple DPA programs, and a growing bilingual community. Median price: $680,000 — 40-50% below the LA County average.

Median Price: $680,000Updated: March 2026Source: Redfin/Zillow, Marzo 2026

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San Fernando Real Estate Market

Median Price

$680,000

Year-over-Year

+3%

Days on Market

26 days

Hot

Median Rent

$2,500/mo

2024
$635,000
2025
$660,000
2026
$680,000

Why Buy in San Fernando?

1

Ciudad independiente dentro del Valle de San Fernando con identidad propia

2

Comunidad hispana muy fuerte — 90%+ de la poblacion

3

Centro historico con negocios latinos y mercados tradicionales

4

A 40 minutos del Antelope Valley por la 5 y 14 Freeways

What Will Your Monthly Payment Be?

FHA 3.5%

$4,370/mo

Home Price: $680,000

Down Payment: $23,800

Rate: 6.5%

Incluye PMI de ~$311/mes

Dream For All

$3,610/mo

Home Price: $680,000

Down Payment: $0

Rate: 6.5%

20% cubierto por CalHFA — $0 enganche

ITIN Loan

$3,650/mo

Home Price: $680,000

Down Payment: $102,000

Rate: 7.5%

15% enganche en comunidad 90%+ hispana

These are estimates based on current rates. Elizabeth analyzes your specific situation to find the best program combination. Call (661) 486-5059 — Hablamos Español.

Down Payment Assistance in San Fernando

Programs available to first-time buyers in Los Angeles County

CalHFA MyHome

Dream For All

FHA 3.5%

GSFA Platinum

Prestamos ITIN

LA County DPA

Ask Elizabeth about CalHFA Dream For All (up to $150K assistance), FHA (3.5% down), VA ($0 down for veterans), and ITIN loans for buyers without a Social Security Number.

Neighborhoods in San Fernando

San Fernando DowntownLopez AdobeSan Fernando Gardens

Schools in San Fernando

5

Los Angeles Unified School District (LAUSD)

Unified

ZIP Codes in San Fernando

91340

Commute from San Fernando

To Downtown Los Angeles

By car: 30-50 min

Metro Bus: 55 min

San Fernando Is a Great Fit For...

Compradores con ITIN

La comunidad más hispana del norte de LA. Todo en español. Prestamistas ITIN que entienden tu situación. Enganche desde $58K para casas de $580K.

Prestamos ITINLA County DPA
This is me — Let's talk

Familias Hispanas de Primera Vez

Ciudad independiente con cultura latina vibrante. Dream For All cubre hasta $136K. Compra en una comunidad que se siente como familia.

Dream For AllCalHFA MyHomeFHA 3.5%
This is me — Let's talk

Frequently Asked Questions — San Fernando

How much does a home cost in San Fernando in 2026?

The median home price in San Fernando is approximately $680,000. Entry-level homes start around $558,000. With FHA financing and down payment assistance programs, your out-of-pocket cost can be significantly lower. Call Elizabeth at (661) 486-5059 for options within your budget.

Can I buy a home in San Fernando with down payment assistance?

Yes. San Fernando buyers have access to programs including CalHFA MyHome, Dream For All, FHA 3.5%, and more. CalHFA Dream For All can cover up to $150,000 or 20% of the purchase price for first-generation buyers. Elizabeth specializes in stacking programs to minimize your out-of-pocket costs.

Can I buy a home in San Fernando with an ITIN number?

Yes. Specialized lenders in the Antelope Valley accept ITIN numbers for mortgage applications. Typically you'll need 10-15% down, 2 years of tax returns filed with your ITIN, and a valid ID. Elizabeth has helped numerous ITIN buyers close in San Fernando — call (661) 486-5059 to discuss your situation confidentially.

Is San Fernando a good place for first-time buyers?

San Fernando is one of the most accessible markets for first-time buyers in Southern California, with median prices $680,000 — 40-50% lower than the LA County average. Combined with CalHFA, FHA, and Dream For All programs, many first-time buyers in San Fernando close with as little as $0-$15,000 out of pocket. Hablamos Español.

De Tu Lado Casas — On Your Side

Buy Your Home in San Fernando with Confidence

Elizabeth Huerta · DRE #02132656

Bilingual specialist serving San Fernando and all of the Antelope Valley

Hablamos Español · No pressure · Confidential

Free Consultation — Hablamos Español