Yes — you can buy a home in Palmdale, CA with little to nothing down. Prices start around $380,000 (median $460,000), and with Dream For All (up to $150,000 in assistance), FHA (3.5% down), VA loans ($0 down near Edwards AFB), and ITIN loans, many first-time buyers get in without big savings.
Palmdale offers Antelope Valley buyers strong value, multiple DPA programs, and a growing bilingual community. Median price: $460,000 — 40-50% below the LA County average.
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Median Price
$460,000
Year-over-Year
+3.4%
Days on Market
38 days
HotMedian Rent
$2,200/mo
Ciudad más grande del Antelope Valley con más de 170,000 residentes
Acceso directo a Metrolink para trabajar en Los Angeles
Vecindarios nuevos en Anaverde y Rancho Vista con escuelas de alto rendimiento
Precios 40-50% más bajos que el promedio del condado de Los Angeles
$2,950/mo
Home Price: $460,000
Down Payment: $16,100
Rate: 6.5%
Incluye PMI de ~$210/mes
$2,440/mo
Home Price: $460,000
Down Payment: $0
Rate: 6.5%
20% cubierto por CalHFA — $0 enganche
$2,680/mo
Home Price: $460,000
Down Payment: $0
Rate: 6.25%
$0 enganche, sin PMI — solo militares
Programs available to first-time buyers in Los Angeles County
CalHFA MyHome
Dream For All
FHA 3.5%
GSFA Platinum
Préstamos ITIN
Palmdale School District
Elementary
Antelope Valley Union HSD
High School
Westside Union School District
Elementary
To Downtown Los Angeles
By car: 60-90 min
Metrolink: 90 min
Con precios desde $380K y programas como Dream For All que cubren hasta $92,000 de enganche, Palmdale es la mejor opción para familias que salen de la renta en LA.
Palmdale tiene prestamistas especializados que aprueban ITIN con 10-15% de enganche. Casas desde $380K en East Palmdale significan enganche desde $38K.
A 35 minutos de Edwards AFB. VA loan con $0 enganche + BAH de $2,400-$2,700 cubre el pago mensual completo en la mayoria de casas.
The median home price in Palmdale is about $460,000 in 2026. East Palmdale (93550) has homes from $380,000, while West Palmdale and Rancho Vista (93551) range from $450,000 to $550,000. Prices rose 3.4% over the past year and homes sell in roughly 38 days. Text Sal at (833) 977-2202 for options within your budget.
Yes, Palmdale runs slightly higher than Lancaster — a $460,000 median versus $430,000, about a $30,000 difference. The main reason is West Palmdale's newer neighborhoods (Anaverde, Rancho Vista) in the Westside Union School District, which has the highest school rating in the valley (7/10). If you want the lowest entry price, East Palmdale (93550) starts around $380,000.
Yes, you can buy a home in Palmdale with an ITIN and no Social Security Number. ITIN lenders typically require 10-15% down, 2 years of tax returns filed under your ITIN, and valid ID. With East Palmdale homes from $380,000, that's a down payment starting around $38,000. Sal connects ITIN buyers with approved lenders across the Antelope Valley.
Palmdale buyers can use CalHFA MyHome (up to $15,000 toward the down payment), CalHFA Dream For All (up to 20% of the price as a deferred loan), GSFA Platinum (a grant of up to 5% that isn't repaid), FHA (just 3.5% down), and ITIN loans. With Dream For All on a $460,000 home, CalHFA can cover up to $92,000 of the down payment. Sal evaluates which program or combination fits you, free of charge.
To buy in Palmdale, FHA accepts credit scores from 580 with 3.5% down, while CalHFA Dream For All requires a minimum of 660. An FHA loan on a $460,000 home runs about $2,950/month including ~$210 PMI. If your score isn't there yet, Sal connects you with credit-repair resources before you apply — the consultation is free.
The commute from Palmdale to Downtown Los Angeles is 60-90 minutes by car on the 14 Freeway, or about 90 minutes on the direct Metrolink to Union Station. Many residents skip the traffic by working locally at Northrop Grumman, Antelope Valley Hospital, or Edwards AFB. Living in Palmdale and riding Metrolink gives you access to LA jobs without LA prices.
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Sal Bermudez · DRE# 01850625
Bilingual specialist serving Palmdale and all of the Antelope Valley
Hablamos Español · No pressure · Confidential
Sal Bermudez · DRE# 01850625 · Real Brokerage Technologies Inc. DRE# 02022092 · Equal Housing Opportunity