Yes — homes in Lancaster, CA start around $353,000 (median $430,000). With Dream For All (up to $150,000), CalHFA MyHome, FHA at 3.5% down, and ITIN loans, many first-time buyers qualify with a low down payment — and the whole process is available in Spanish.
Lancaster offers Antelope Valley buyers strong value, multiple DPA programs, and a growing bilingual community. Median price: $430,000 — 40-50% below the LA County average.
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Median Price
$430,000
Year-over-Year
+3.6%
Days on Market
35 days
HotMedian Rent
$2,050/mo
Precios promedio $30,000-$50,000 más bajos que Palmdale
Desarrollo economico en crecimiento con proyectos de energia solar
Lancaster Boulevard revitalizado con restaurantes y tiendas locales
Acceso a Metrolink y cerquita de Edwards AFB para empleos militares
$2,760/mo
Home Price: $430,000
Down Payment: $15,050
Rate: 6.5%
Incluye PMI de ~$195/mes
$2,280/mo
Home Price: $430,000
Down Payment: $0
Rate: 6.5%
20% cubierto por CalHFA — $0 enganche
$2,310/mo
Home Price: $430,000
Down Payment: $64,500
Rate: 7.5%
15% enganche, tasa más alta
Programs available to first-time buyers in Los Angeles County
CalHFA MyHome
Dream For All
FHA 3.5%
GSFA Platinum
Préstamos ITIN
Lancaster School District
Elementary
Eastside Union School District
Elementary
Antelope Valley Union HSD
High School
Westside Union School District
Elementary
To Downtown Los Angeles
By car: 65-95 min
Metrolink: 95 min
Lancaster ofrece las casas más accesibles del Antelope Valley. Con Dream For All cubriendo hasta $86K de enganche, tu pago mensual puede ser menor que tu renta actual.
Con casas desde $370K en West Lancaster, el enganche ITIN (10-15%) empieza en solo $37K. La comunidad hispana en Lancaster es fuerte — no estaras solo.
Yes, Lancaster is cheaper than Palmdale — a $430,000 median versus $460,000, about $30,000 less. West Lancaster (93534) and Foxfield have family homes from $370,000, which lowers both your down payment and your monthly payment. It's one of the most accessible markets in the Antelope Valley for first-time buyers.
The median home price in Lancaster is about $430,000 in 2026, with homes from $370,000 in West Lancaster (93534). Prices rose 3.6% last year and homes sell in roughly 35 days. An FHA loan on a $430,000 home runs about $2,760/month; with Dream For All and $0 down, it drops to around $2,280.
Yes, ITIN loans are available in Lancaster with no Social Security Number required. You'll need 10-15% down, 2 years of tax returns filed under your ITIN, and valid ID. With homes from $370,000 in West Lancaster, an ITIN down payment starts around $37,000. Sal knows local lenders who approve ITIN buyers throughout the Antelope Valley.
Yes. The Westside Union School District (western Lancaster) has the valley's highest rating at 7/10 on GreatSchools. The Antelope Valley Union High School District sits at 5/10 and Lancaster School District at 4/10. If schools are your priority, the areas inside Westside Union are the most sought-after — Sal will show you which homes fall in each district.
Lancaster buyers can use CalHFA MyHome (up to $15,000 toward the down payment), Dream For All (up to 20% of the price as a deferred loan), GSFA Platinum (a grant of up to 5% that isn't repaid), and FHA (3.5% down). On a $430,000 home, Dream For All can cover up to $86,000 of the down payment. Contact Sal to see which program or combination applies to you, at no cost.
To buy in Lancaster, FHA accepts credit scores from 580 with 3.5% down and CalHFA Dream For All requires a minimum of 660. If you use an ITIN loan, the rate is usually higher (around 7.5%) with 15% down. If your credit isn't there yet, Sal connects you with credit-repair resources before you apply — the consultation is free.
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Sal Bermudez · DRE# 01850625 · Real Brokerage Technologies Inc. DRE# 02022092 · Equal Housing Opportunity