eXp Realty · DRE #01878277 · Hablamos Español

The 15-Minute ConversationThat Changes Everything

No pressure. No commitment. Just clarity on exactly what you qualify for — so your family can make the right decision together.

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Bring your partner. Bring your parents. The more people who matter to your family on this call, the better. Response in under 2 hours Monday–Saturday, 9AM–6PM.

(833) 977-2202

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Hablamos Espanol

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AI-assisted phone line available 24/7. Live bilingual calls during business hours.

(661) 486-5059

Call (661) 486-5059

24/7 · English & Spanish

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Pick a time that works for your family. Instant confirmation sent to your email.

15-min free session

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Office Location — eXp Realty

38700 37th St E, Palmdale, CA 93550

In-person and virtual sessions available · Entire Antelope Valley served

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What Happens in the Session

Three Things. Fifteen Minutes. Real Clarity.

This is not a sales call. This is a strategy session. You'll leave knowing exactly what you qualify for, what it costs, and what your family's next step is. No pressure. No surprises.

Whether you've been told you make too much, don't have enough saved, or just don't know where to start — this 15-minute session was built for you.

1

Your Numbers

We talk real income, savings, credit, and timeline. No judgment. No filters. Just the actual picture so we can give you accurate information.

2

Your Best Path

Sal identifies every program you qualify for — CalHFA, FHA, Dream For All, VA, ITIN. Most families qualify for 2–3. You'll know which ones apply to you specifically.

3

Your Next Step

In 15 minutes, you'll know: every program you qualify for, the real down payment number, and the honest timeline. No pressure to decide today. No sales pitch. Just: here's what you need, here's what's available, here's the order of operations.

Response Times

We take response time seriously. Here's exactly what to expect.

Text / SMS

Under 2 hours

Monday–Saturday · 9AM–6PM

Phone / AI

24/7

AI-assisted · Live bilingual during business hours

Calendly

Instant

Email confirmation · 15-min session

DRE #01878277

eXp Realty · CA License

ITIN Lenders

Specialized Network

100% Bilingual

English & Spanish

50+ Families

Helped to Homeownership

Questions Before You Reach Out

The five most common things people wonder before they message Sal.

Is the consultation really free?+
Yes — 100% free. No credit pull. No commitment. Sal gets paid at closing by the seller (as part of standard buyer's agent commission), so there is never a charge for the consultation. You leave with clarity on what's possible for your family. That's it.
What do I need to bring to the session?+
Nothing formal. Just a rough sense of your monthly income, how long you've been at your job, and how much you have in savings. You don't need a credit report or pay stubs for the first call — Sal will tell you exactly what to gather afterward based on your situation.
How soon will you respond after I message or call?+
Text message responses in under 2 hours Monday–Saturday, 9AM–6PM. Our AI-assisted phone line is available 24/7 and routes urgent calls directly to Sal during business hours. Calendly bookings receive instant confirmation by email.
Do you work with ITIN buyers?+
Yes. Sal works with specialized lenders who offer ITIN loans legally in California — including Guild Mortgage. You do not need a Social Security Number to buy a home.
Can my whole family join the consultation?+
Absolutely. In fact, we encourage it. Co-buyers, parents who will be helping with the down payment, or family members who want to understand the process are all welcome. We conduct sessions in English and Spanish — or both at once. Your whole family should understand what's happening.
Can I bring my parents or partner to the strategy session?+
Yes — and we encourage it. Buying a home is a family decision. The more people who love you on that call, the better the outcome.

Ready to Talk?

This is not a sales call. This is a strategy session. You'll leave knowing exactly what you qualify for, what it costs, and what your family's next step is. No pressure. No surprises.

Whether you've been told you make too much, don't have enough saved, or just don't know where to start — this 15-minute session was built for you.

Text Sal — Hablamos EspanolSchedule on Calendly

Free. No credit pull. No commitment. Response today.

Sal Bermudez · eXp Realty · DRE #01878277 · Equal Housing Opportunity · Content is educational. Sal is finalizing licensure — all transactions handled by eXp Realty.